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GRADUATED EQUITY MORTGAGE - GEM
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1985 . ..
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1992 . ..
1985 . ..
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1966 . ..
1990 . ..
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ADJUSTABLE-RATE MORTGAGE
, - . () () (adjustable-mortgage loans - AMLs) () 1981 . . ,

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PLEDGED ACCOUNT BUY-DOWN MORTGA-GE WITH AN ADJUSTABLE RATE
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